{"id":3323,"date":"2026-04-22T14:07:33","date_gmt":"2026-04-22T17:07:33","guid":{"rendered":"https:\/\/madeusp.com.br\/?post_type=made_publication&p=3323"},"modified":"2026-07-31T15:18:05","modified_gmt":"2026-07-31T18:18:05","slug":"distribuicao-regional-do-programa-desenrola-brasil-uma-analise-exploratoria","status":"publish","type":"made_publication","link":"https:\/\/madeusp.com.br\/en\/publicacoes\/artigos\/distribuicao-regional-do-programa-desenrola-brasil-uma-analise-exploratoria\/","title":{"rendered":"Distribui\u00e7\u00e3o Regional do Programa Desenrola Brasil: uma an\u00e1lise explorat\u00f3ria"},"content":{"rendered":"

O Pro\u00adgra\u00adma Desen\u00adro\u00adla Bra\u00adsil, ins\u00adti\u00adtu\u00ed\u00addo pela Lei n\u00ba 14.690\/2023 e pos\u00adte\u00adri\u00ador\u00admen\u00adte esten\u00addi\u00addo aos peque\u00adnos neg\u00f3\u00adci\u00ados pela MP n\u00ba 1.213\/2024, teve como obje\u00adti\u00advo miti\u00adgar os ele\u00adva\u00addos \u00edndi\u00adces de ina\u00addim\u00adpl\u00ean\u00adcia no pa\u00eds por meio do apoio \u00e0 rene\u00adgo\u00adci\u00ada\u00ad\u00e7\u00e3o de d\u00edvi\u00addas de pes\u00adso\u00adas f\u00edsi\u00adcas e de micro e peque\u00adnas empre\u00adsas. Este tra\u00adba\u00adlho apre\u00adsen\u00adta uma an\u00e1\u00adli\u00adse explo\u00adra\u00adt\u00f3\u00adria da dis\u00adtri\u00adbui\u00ad\u00e7\u00e3o das ope\u00adra\u00ad\u00e7\u00f5es do pro\u00adgra\u00adma por uni\u00adda\u00adde fede\u00adra\u00adti\u00adva e por cate\u00adgo\u00adria de bene\u00adfi\u00adci\u00e1\u00adrio, com base nos dados do Sis\u00adte\u00adma de Infor\u00adma\u00ad\u00e7\u00f5es de Cr\u00e9\u00addi\u00adtos (SCR) e do Sis\u00adte\u00adma Geren\u00adci\u00ada\u00addor de S\u00e9ri\u00ades Tem\u00adpo\u00adrais (SGS) do Ban\u00adco Cen\u00adtral do Bra\u00adsil. Os resul\u00adta\u00addos indi\u00adcam for\u00adte con\u00adcen\u00adtra\u00ad\u00e7\u00e3o geo\u00adgr\u00e1\u00adfi\u00adca das rene\u00adgo\u00adci\u00ada\u00ad\u00e7\u00f5es nos esta\u00addos mais popu\u00adlo\u00adsos, em espe\u00adci\u00adal S\u00e3o Pau\u00adlo, que con\u00adcen\u00adtrou sozi\u00adnho cer\u00adca de 32% do volu\u00adme total rene\u00adgo\u00adci\u00ada\u00addo. A an\u00e1\u00adli\u00adse por tipo de pro\u00adgra\u00adma reve\u00adla mar\u00adcan\u00adte hete\u00adro\u00adge\u00adnei\u00adda\u00adde entre as tr\u00eas moda\u00adli\u00adda\u00addes: a Fai\u00adxa 1 res\u00adpon\u00addeu por 75,8% das ope\u00adra\u00ad\u00e7\u00f5es, por\u00e9m por ape\u00adnas 28,3% do volu\u00adme finan\u00adcei\u00adro, enquan\u00adto o seg\u00admen\u00adto de Peque\u00adnos Neg\u00f3\u00adci\u00ados, com ape\u00adnas 2,6% das ope\u00adra\u00ad\u00e7\u00f5es, mobi\u00adli\u00adzou 40,7% do volu\u00adme total, refle\u00adtin\u00addo o por\u00adte subs\u00adtan\u00adci\u00adal\u00admen\u00adte supe\u00adri\u00ador das d\u00edvi\u00addas empre\u00adsa\u00adri\u00adais rene\u00adgo\u00adci\u00ada\u00addas. No pla\u00adno ins\u00adti\u00adtu\u00adci\u00ado\u00adnal, as qua\u00adtro pri\u00admei\u00adras posi\u00ad\u00e7\u00f5es no ran\u00adking de volu\u00adme rene\u00adgo\u00adci\u00ada\u00addo foram ocu\u00adpa\u00addas exclu\u00adsi\u00adva\u00admen\u00adte por ban\u00adcos pri\u00adva\u00addos, o que pode suge\u00adrir a ado\u00ad\u00e7\u00e3o de estra\u00adt\u00e9\u00adgi\u00adas de con\u00adces\u00ads\u00e3o de cr\u00e9\u00addi\u00adto mais agres\u00adsi\u00advas no per\u00edo\u00addo ante\u00adri\u00ador ao pro\u00adgra\u00adma por par\u00adte dos ban\u00adcos pri\u00adva\u00addos em com\u00adpa\u00adra\u00ad\u00e7\u00e3o com os ban\u00adcos p\u00fabli\u00adcos. Por fim, embo\u00adra as taxas regi\u00ado\u00adnais de ina\u00addim\u00adpl\u00ean\u00adcia tenham recu\u00ada\u00addo duran\u00adte a vig\u00ean\u00adcia do Desen\u00adro\u00adla, a reto\u00adma\u00adda do cres\u00adci\u00admen\u00adto des\u00adsas taxas ime\u00addi\u00ada\u00adta\u00admen\u00adte ap\u00f3s o encer\u00adra\u00admen\u00adto do pro\u00adgra\u00adma, atin\u00adgin\u00addo pata\u00adma\u00adres supe\u00adri\u00ado\u00adres aos ante\u00adri\u00ado\u00adres, indi\u00adca que as medi\u00addas ado\u00adta\u00addas tive\u00adram car\u00e1\u00adter pali\u00ada\u00adti\u00advo, sem enfren\u00adtar os deter\u00admi\u00adnan\u00adtes estru\u00adtu\u00adrais do supe\u00adren\u00addi\u00advi\u00adda\u00admen\u00adto das fam\u00ed\u00adli\u00adas brasileiras.<\/p>\n","protected":false},"excerpt":{"rendered":"

O Pro\u00adgra\u00adma Desen\u00adro\u00adla Bra\u00adsil, ins\u00adti\u00adtu\u00ed\u00addo pela Lei n\u00ba 14.690\/2023 e pos\u00adte\u00adri\u00ador\u00admen\u00adte esten\u00addi\u00addo aos peque\u00adnos neg\u00f3\u00adci\u00ados pela MP n\u00ba 1.213\/2024, teve como obje\u00adti\u00advo miti\u00adgar os ele\u00adva\u00addos \u00edndi\u00adces de ina\u00addim\u00adpl\u00ean\u00adcia no pa\u00eds por meio do apoio \u00e0 rene\u00adgo\u00adci\u00ada\u00ad\u00e7\u00e3o de d\u00edvi\u00addas de pes\u00adso\u00adas f\u00edsi\u00adcas e de micro e peque\u00adnas empre\u00adsas. Este tra\u00adba\u00adlho apre\u00adsen\u00adta uma an\u00e1\u00adli\u00adse explo\u00adra\u00adt\u00f3\u00adria da distribui\u00e7\u00e3o [\u2026]<\/p>\n","protected":false},"template":"","tags":[],"made_publication_type":[175],"class_list":["post-3323","made_publication","type-made_publication","status-publish","hentry","made_publication_type-policy-notes"],"acf":[],"yoast_head":"\nDistribui\u00e7\u00e3o Regional do Programa Desenrola Brasil: uma an\u00e1lise explorat\u00f3ria — Made<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/madeusp.com.br\/en\/publicacoes\/artigos\/distribuicao-regional-do-programa-desenrola-brasil-uma-analise-exploratoria\/\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" 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